Hitting Milestones

There is a proverb that says 千里之行，始于足下 (qiān lǐ zhī xíng, shǐ yú zú xià), which translates to “A journey of a thousand li begins with a single step” .

A whole lot of investors are just going with the flow. A stock jumps 8% and we stack up on the bids (BUY). A stock falls 9%, we stack up on the asks (SELL). No GAME plan.

Why not plan your portfolio ? Why not have a GAME plan ? Even teams that get relegated had plans ~ it just didn’t work out as expected.

So, I took my journey a bit more serious. IF I needed a ₦1,000,000.00 yearly in dividend income (and of course GROWTH in the underlying assets) , how do I go about it ?

Still in BETA (NOT YET AVAILABLE FOR PUBLIC)

I built this excel sheet (Assume ALL the figures in here are INCORRECT).

Stocks have different classifications; I chose this approach as it suits my investing style: Blue Chip, Growth, Speculative. Then we look at how much units I need to get a certain amount of dividend. In this example, 1 million units of GTCO will earn ₦13m / year. This portfolio owner owns just 7k units. Even though they still have a long way to go ~ they can picture WHAT they need to get there and work towards it gradually.

You can always adjust upward or downward as you move up the ladder on each stock. Aim for 10k first, then 50k, then 100k units as you get more funds to invest. The ultimate goal is to have inflows that can sustain future expenses.

PLAN your life.

What is your take on this ? Is it okay to LOCK in this way OR just go with the flow ?

Reach out to us on X if you are building something similar.

We are also looking for partnership.